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Payments Information

Explore the many ways to pay at Harbour Lifestyle Shopping for the perfect items to spruce up your home should always be fun and hassle-free.

DivideBuy Finance

Are there limits on how much I can spend? Up to 12 months - DivideBuy credit can be used interest free up to 12 months for products between £50 and £6,000. Over 12 months - Where interest free or interest bearing credit is available beyond 12 months, this limit is up to £12,500. Credit terms offered are set on an individual retailer basis. 

Who can apply for DivideBuy interest free credit? 

• Applicants must be aged between 18 and 75 
• Be a permanent UK resident 
• Have a valid debit or credit card 
• Have a valid UK mobile number 
• Have a valid email address 

Will a credit check be performed? 

Yes. A credit check is performed to assess your eligibility during your application. DivideBuy also has a quick check service which is available on this website so you can assess your eligibility for DivideBuy credit that will not affect your credit file. 

Klarna

Klarna offers payment flexibility, you can pay the full balance within 30 days or divide the amount into equal monthly payments. Select ‘Klarna’ as your preferred payment option at the point of checkout and you will be redirected to set up your payment plan. 

Splitit

Easily pay for your order with manageable monthly payments, using your current credit card. Please note American Express is not an accepted payment method via Splitit.

Splitit is one of our selected payment partners due to its multiple benefits: 

• No credit checks. 
• Always 0% interest. 
• No minimum order value 
• Choose between 3-12 instalments Select ‘Splitit’ as your preferred payment option at the point of checkout and you will be redirected to set up your payment plan. Credit subject to status, financial circumstances and borrowing history. 

Visa & Mastercard 

You can pay by card online or order by telephone and you will be emailed a payment link. We accept Visa and Mastercard, both credit and debit; your card information is kept secure via SSL encryption. Make sure your card limit and daily/monthly transaction limit are adequate, or else your order will not go through. American Express You can pay by card online or order by telephone and you will be emailed a payment link. We accept Visa and Mastercard, both credit and debit; your card information is kept secure via SSL encryption. Make sure your card limit and daily/monthly transaction limit are adequate, or else your order will not go through. 

Apple Pay

Shopping from your mobile or handheld device? Apple Pay replaces your cards with a safe, secure & simple payment method. Ensure your card is active within your Apple Wallet & Select Apple pay as your payment option at checkout. Upon checkout please confirm your order details including delivery & billing address match the card linked to your apple pay account. 

Shop Pay

A convenient way to pay, Shop Pay is a wallet that enables faster check out though automatically populating your preferred payment & delivery information. Information is safely stored through encryption & accessed via SMS verification. Once you have placed your order you will be able to view your order & delivery tracking information via the Shop Pay app. 

Paypal

At the end of the online ordering process, you have the option to select PayPal as a payment method which will direct you to their website. To ensure your data's safety, all transfers are SSL-encrypted. Furthermore, there is no limit on the products you can pay for with PayPal. 

Please note that Harbour Outdoor Living Limited T/A Harbour Lifestyle acts as a broker not a lender and offers finance from a restricted range of finance providers & authorised by the Financial Conduct Authority: Reference number: 963170